We have finally received our loan approval letter (email)- with conditions of course. The conditions are not outrageous- latest pay stubs and W2's, and of course keeping track of the money trail.
We received our pre approval within DAYS, so it was a little nerve racking to have to wait 2 months, for a conditional approval which isn't really conditional. I mean its the stuff I expected them to ask for, updates. I guess I shouldn't complain- we could be operating under loan guidelines of 2 years ago and never had a shot- even with stellar finances.